Tonik health plans are underwritten by Anthem Blue Cross Blue Shield.  The company known today as Anthem is the outgrowth of two Indianapolis-based corporations formed in 1944 and 1946 as mutual insurance companies.  Those two companies were created to provide health insurance to residents of Indiana as Blue Cross of Indiana and Blue Shield of Indiana.

As the health care industry began rapidly consolidating In the mid-1980s, Blue Cross and Blue Shield of Indiana began to diversify and expand, primarily through Blue Cross and Blue Shield mergers and acquisitions.  Now going by the name Anthem Blue Cross and Blue Shield, they underwrite some of the most popular plans we offer at Medequote. The Anthem Blue Cross and Blue Shield companies are independent licensees of the Blue Cross and Blue Shield Association and currently serves more than 30 million customers in 14 different states. Tonik Health plans will eventually be marketed in all Anthem marketing areas.

Tonik Health Plans are designed for uninsured Colorado adults in their 20s who are finishing college, starting a career or busy experiencing life in other ways.  The Tonik plan has deductible options of $5,000 (the Thrill Seeker plan), $3,000 (the Part-Time Daredevil plan) and $1,500 (the Calculated Risk Taker plan).

After the deductible, the plan pays 100% of in-network covered expenses, up to $5,000,000.  For doctor visits, there is a co-pay of $20, $30, or $40 per visit, depending on the deductible chosen.  It also has coverage for vision, dental, and only a $10 co-pay for generic drugs. Even though Colorado Tonik Plans are designed for people between the ages of 18-29, anyone between 1 and 65 is welcome to apply.